Ichiro - you are in Toronto aren't you? How do you receive your funds? Does it happen to be by Paypal? I do have a U.S. account in a Canadian bank, but was under the assumption that PayPal won't deposit into a Canadian bank account unless funds are converted to Canadian $. (Then they can take a commission for converting.) I'd love to hear that I am wrong as I'd prefer to use my U.S. account.