Information on payment options at Adobe Stock can be found here:

https://helpx.adobe.com/stock/contributor/help/getting-paid.html

-Mat Hayward

Information on payment options at Adobe Stock can be found here:

https://helpx.adobe.com/stock/contributor/help/getting-paid.html

-Mat Hayward

Thanks Mat for the reply but we are aware that we can choose PayPal, Payoneer and Skrill. Neither of these are ideal choices.

If we pay around 5% for transfer and exchange, perhaps Adobe could find and offer another option that would be cheaper or otherwise more convenient for contributors. Even at the cost of contributor financial participation. I can't believe that with Adobe's size, bargaining power, and reputation, it would not be possible to find some other option on solid terms with today's options. Even Canva is capable of that.

Thanks.

WISE would be a great option, indeed.

It would nice to have a payment by cheque, or by 'e-cheque' (i.e., take a picture of a cheque and/or print off an e-mailed .pdf, and then deposit in your bank) option added... I.e., while I don't believe I personally used this company (I have used echeques in the past, don't recall which companies they were though), here is an example of one I found via google: https://checkbook.io/en-ca/product/payments/printable-cheques/

I also think those choices are have become way to expensive. Much more than the old bank transfer system that was already expensive.

With great option nowadays like Revolut or WISE I wonder why stock sites are staying with this expensive option for us that really hack our hard earned money.

Really hope Adobe can take a look into more favorable options for their contributors.

These Revolut or WISE will also increase their commissions as soon as stock agencies start working with them. This has already happened with Skrill and Payoneer.

When this happens then we can move along to greener pastures. It took 15 years for Payoneer to become greedy. I would be happy if I can operate with Revolut or WISE with reasonable fees for another 15 years.

These Revolut or WISE will also increase their commissions as soon as stock agencies start working with them. This has already happened with Skrill and Payoneer.

Any option would be better than the current situation.

It is obvious that Adobe will not look for a solution because the 3% with Payoneer will come out of our pocket. So we have a real choice between PayPal and Payoneer.
I would like to ask if any of you have done any research recently, what is the real cost for European recipients for both? I was under the impression that PayPal was more expensive until now because of the exchange rate. But the difference was probably not 3%, so should Payoneer be more expensive now?

The fees quoted on the internet are not entirely clear and there is no easy answer without deeper research and calculations.
Thanks.

So I looked up my PayPal and Payoneer fees.

I'm from an EU country where we don't pay in euros. So I can only withdraw in the local currency and there has to be a currency conversion each time.
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Conversion from USD, rate from Google as relative reference for fee=0%
PayPal fee 3.7% (according to PayPal website it should be 3%)
Payoneer fee 2%

Conversion from Euro, rate from Google as relative reference for fee=0%
PayPal fee 3.5% (according to PayPal website it should be 3%)
Payoneer - unfortunately I don't have any Euros there

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Incoming payment fee - some sites apparently pay it themselves, others let us pay it on our end:
Payoneer - $3   
- no fee SS, Getty, Dreamstime.
- with fee Adobe, P5, DepositPhoto, Vectorstock, 123RF

PayPal - different for various countries and various currencies. According to the PayPal site it should probably be 3.4% + 1.29% + $0.30 for me, but in reality it's 5.25% (from GBP) , 5.75% (from $) for me. I don't know why. The fees are very unclear.
- no fee Alamy, Big Stock, Vectorstock(a year ago), Adobe (a year ago)
- with fee Canstock, Signelements
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New fee for account withdrawal
Payoneer - 3%
PayPal - 0%

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Examples

With the incoming payment fee in USD on Payoneer I will pay $3+2%+3% fees :
for a payment of $100:  3 + 2 + 3 = $8
for a payment of $500:  3 + 10 + 15 = $28

Without the incoming payment fee in USD on Payoneer, I will pay 2%+3% fees:
for a payment of $100:   2 + 3 = $5
for a payment of $500: 10 + 15 = $25


With the incoming payment fee in USD on PayPal I will pay maybe 5.25%+3.7% fees (no guarantee, unclear fee structure):
for a payment of $100:   5.75 + 3.7 = $9.45
for a payment of  $500: 28.75 + 18.5 = $47.25

Without the incoming payment fee in USD payment on PayPal, I will pay maybe 3.7% fee (no guarantee, unclear fee structure):
for a payment of $100:  3.7 = $3.7
for a payment of $500:  18.5 = $18.5

(I know that the calculations are not accurate; for example, the exchange fee should be calculated on the remaining amount after deducting the incoming payment fee. I want to keep it clear)

(Interestingly, there is an inbound payment fee for Adobe on Payoneer (but not on PayPal a year ago), but SS-owned sites are fee-free.)

Conclusion:
Finally, the worst fee is for incoming payment on PayPal. Fortunately, it's usually not charged. With all the inaccuracy of my calculations - with this fee Payoneer wins, without it PayPal wins.

If you can make my calculations better, please feel free to do it. If anything is wrong, let me know.